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Hispanic Real Estate Services of Delaware
Specializing in Sussex County Delaware Real Estate!
Buy a home or an investment property with our help.
1. Read and Learn about buying real estate. Read what we have
for you here. Click on each of the links on each page you read
and these links will take you to your next step in buying property.
2. If you plan to buy your first property, contact Maddie and Roger
to get help from them, in Spanish, to get you ready. They will
help you get your credit in shape if you need to have it improved.
They will help you get your taxes and finances in order if you need
that done. They will help you set up an LLC if you need one to
purchase a property. If you need better documentation or
better papers they will help you legally get your personal and
business affairs in order. When all these things are in order,
you are ready to BUY!
Spanish-English and English-Spanish Translations: Roger Oslizly and
Maddie Oslizly owners of American Eagle Accounting.
AEA1@comcast.net Maddie
and Roger will help you get all your papers and requirements in
proper condition so that you may purchase properties. ============= 3. Start to Choose your property! This is the fun part! When you are ready Jody Hudson and his partner Kate Baird will help you find the right property. www.Kate-Jody.com Roger and Maddie will help with translations if needed after you have satisfied conditions to purchase.
If you have any questions please ask and we will give full and
complete answers to your questions. Email
Contact@Kate-Jody.com Cuando usted es listo Jody Hudson y su socio Kate Baird le ayudará a encontrar la característica derecha. www.Kate-Jody.com Roger y Maddie ayudará con traducciones si está necesitado después de que usted haya satisfecho condiciones para comprar. Si usted tiene cualesquiera preguntas satisface pide y daremos lleno y terminamos respuestas a sus preguntas. Email Contact@Kate-Jody.com
============= 4. Prepare to write the contract of purchase.
After you have completed your papers properly with Maddie and Roger
and chosen a property with Kate and Jody, the next step is obtaining
a mortgage on the property. Maddie will help you get your
credit score increased so that you can qualify for a mortgage or get
a better mortgage to save you money!
Después de que usted haya terminado sus papeles correctamente
con Maddie y Roger y haya elegido una característica con Kate y
Jody, el paso siguiente está obteniendo una hipoteca en la
característica. ¡Maddie le ayudará a conseguir su cuenta del crédito
aumentada de modo que usted pueda calificar para una hipoteca o
conseguir una hipoteca mejor para ahorrarle dinero! =============
After you have chosen a property the next step is to write a
contract to purchase. The contract is very important as it
sets up the price, the day of settlement (where the property becomes
yours) and the terms and conditions that must be met to protect you
in the time between your decision to purchase and your final
settlement and ownership in your name.
5. Write the contract of purchase and make certain all the details
are proper. Jody and Kate are experts in Real Estate.
Jody has 35 years experience in Real Estate contracts and Roger is
also trained in contract law. The law firm below is perhaps
the finest real estate law firm in Delaware!! They also have
available for you an official court translator who is one of the
best at translating legal documents between Spanish and English.
At this point the Law Firm of
Brady, Richardson, Beauregard
and Chasanov LLC. of Georgetown Delaware will be your legal
advisor if you wish and take care of legal translations and court
translations as well as guiding and guarding you through the legal
transaction to final ownership of the property!
Lawyers:
Abogados: ===============
We suggest Multi-Family homes as an investment in your future!
Click
here for Multi-Family Homes.
We also have a new lending service; mortgages especially for Latin people!
Borrowers with NO GREEN CARD or
non-permanent resident aliens normally have a difficult
time getting a loan without a significant down payment. But
not now.
Dynamic Mortgage utilizes
our American Direct Program for these individuals. It allows
for financing up to 100% and can be done as a Stated lncome,
No Ratio, even No Doc. It does require the following:
1.
They have been in the USA for at least 2 years
2.
They have a 12 month rent/mtg history (private VOR is OK)
3.
They have at least 1 trade lines open and active for 12
months (some cases will require more)
4.
All borrowers must have at least a 680 score for 100% (640
for a 95%) (No Doc requires 720 score for 100%)
5.
There is no payment shock (going from rent to own payment)
limits on our 100% stated program
6.
Debt to income ratios are 45%
7. 2
months reserves
8. W2
employees allowed
9.
They must have a Social Security card and Work permit that
is not expired (no TIN #'s)
10. 1st
time home buyers allowed
This is a great program that allows
you to capture the market on many borrowers who are turned
away. Should you have any questions, please call me.
Chris Gorsuch
Dynamic Mortgage Services 302-227-4747 302-227-3434 fax También tenemos un servicio del nuevo préstamos; ¡hipotecas especialmente para la gente latina! Los prestatarios sin TARJETA VERDE o extranjeros residentes transitorios tienen normalmente un rato difícil el conseguir de un préstamo sin abajo un pago significativo. Pero no ahora. La hipoteca dinámica utiliza nuestro programa directo americano para estos individuos. Permite financiar hasta 100% y puede ser hecha como lncome indicado, ningún cociente, incluso ningún doc.. Requiere el siguiente: 1. Han estado en los E.E.U.U. por por lo menos 2 años 2. Tienen 12 una historia del mes rent/mtg (el VOR privado es AUTORIZACIÓN) 3. Tienen por lo menos líneas comerciales 1 abiertas y activas por 12 meses (algunos casos requerirán más) 4. Todos los prestatarios deben tener por lo menos una cuenta 680 para 100% (640 para un 95%) (ningún doc. requiere la cuenta 720 para 100%) 5. No hay límites del choque del pago (que va de alquiler a propio pago) en nuestro programa indicado el 100% 6. La deuda a los cocientes de la renta es el 45% 7. 2 meses de reservas 8. Los empleados W2 permitieron 9. Deben tener una tarjeta de la Seguridad Social y un permiso de trabajo que no se expire (ninguna LATA # ' s) 10. la 1ra vez que los compradores caseros permitieron esto es un gran programa que permite que usted capture el mercado en muchos prestatarios que se den vuelta ausentes. Si usted tiene cualquier pregunta, llámeme por favor. La hipoteca dinámica de Chris Gorsuch mantiene el fax 302-227-4747 302-227-3434
Jody Hudson, Realtor and Real Estate Agent Direct Line: cell - 302-542-4242 The Real Estate Broker that Jody works for; The Broker of Record is Virgil Brown. Virgil and his wife Nancy own Brown Real Estate Services, the company.
Jody is never, ever, in the office and takes no calls there.
Real Estate Broker: Brown Real Estate Services |
